ZKredit

Build the missing credit settlement layer
for
AI Agents

Your Cross-Chain Financial Passport. Use your assets anywhere without moving them. Prove ownership with zero-knowledge and spend across any chain.

The Problem

Today's Multi-Wallet Future Is Crippled by Blockchain's Fragmented Nature

The current blockchain ecosystem forces inefficient capital allocation and limits cross-chain operations.

Pre-Funding Requirements

Users need pre-funded wallets on every chain they operate on, creating significant capital inefficiency.

Slow & Expensive Bridging

Moving assets between chains is slow, expensive, and capital-inefficient, limiting responsiveness.

Idle Exchange Assets

Centralized exchange assets sit idle rather than powering operations across multiple chains.

Limited Credit Validation

Credit facilities can't easily validate operations across chains, restricting financing options.

Our Solution

ZK-Powered Financial Passport System

ZKredit creates a unified financial layer where users can prove asset backing without moving or locking those assets.

Asset Claim Circuit

Cryptographically proves access to specific assets

Verifies assets on CEXs, other chains, or wallets without revealing exact balances or exposing private information.

Authority Circuit

Verifies permissions and spending limits

Enables secure delegation across any chain without compromising the security of the primary wallet or assets.

Credit Verification Circuit

Enables verifiable credit lines

Credit providers can issue credit based on performance history or off-chain KYC with cryptographic verification.

Validator Types

Multiple Verification Methods for Any Use Case

ZKredit supports various verification methods to accommodate different needs and security requirements.

SP1 Credit Verification

Prove your borrowing capacity without revealing sensitive financial information. Our SP1 circuit verifies credit lines while keeping your financial details private.

Noir JWT Organization Verification

Prove membership in a Google Workspace group without revealing personal details. Perfect for company-wide spending accounts.

ZKEmail Domain Verification

Verify email ownership with cryptographic certainty. Great for linking institutional identities to on-chain actions.

CEX "Trust-Us" Verification

Use assets held in centralized exchanges without withdrawing first. The exchange verifies your ownership and approves transactions.

Registry-Based Delegation

Create sub-wallets with custom spending limits and asset restrictions. Perfect for team management and controlled delegation.

Default Spending

Skip transfers completely and use funds directly from the owner of Account Abstraction wallets. Simplifies operations while maintaining security.

How It Works

Seamless Cross-Chain Operations

Our innovative system enables operations across any blockchain without pre-funding or asset bridging.

Connect Assets

Connect your CEX account, wallet, or secure a credit line through our secure interface.

Generate ZK Proofs

ZKredit generates zero-knowledge proofs of available "spendable assets" in a secure environment.

Issue Financial Passport

Receive cryptographic "financial passport" credentials that verify asset backing without revealing sensitive details.

Cross-Chain Operation

When operating on any chain, present your ZK proofs to verify asset backing without pre-funding.

Build the missing credit settlement layerforAI Agents